How and when is interest paid on an IFISA (IF-ISA)?

We pay interest annually on the anniversary of your investment, directly into your wallet.

  • If you invest in a term longer than 1 year, interest will be accrued daily and compounded annually on the last day of the year term, unless you opt-out. Your compounded interest and capital will be repaid into your wallet when the term of your investment ends.
  • If you opt-out, interest will be paid into your wallet on the anniversary of your investment and it will be your responsibility to re-invest these monies. To opt-out, contact our Investor Relations team on or call us on 01474 334 488. 

  • The same automatic re-term rule applies to our Auto-Invest product.