With Auto-Invest, your funds are automatically diversified across a portfolio of Secured Loans (1st and 2nd Legal Charges)*.
Interest rates vary depending on the term you wish to invest for and the borrower performance.
You can view our live interest rates by heading to the Peer to Peer Lending section of our
The minimum initial investment amount is £500.00 thereafter the minimum per investment made is £100.00.
This product works by allowing you to choose the investment term that suits you, then simply follow the steps via the 'Invest Now' button and we take care of the rest. Your funds will be diversified across a variety of opportunities currently available in the pool. On average, there are around 500 loans at any given time, helping to spread and manage your investment risk. Each additional investment you make will have its own fixed term.
With the 2 and 3 year term options, you can choose to have your interest paid to you on an annual basis or paid on maturity (compounded).
While this product doesn’t include a Secondary Market, the risk is reduced through diversification, and your investment remains locked in for the duration of the fixed term. Full repayment is subject to borrower performance.
We still provide you with the relevant information in case you wish to view which type of loans your funds would be diversified across, this can all be located via the Auto/Auto IF-ISA page next to the map of loan locations.
* Don't invest unless you're prepared to lose money. This is high-risk investment. You may not be able to access your money easily and are unlikely to be protected if something goes wrong.
† Gross annual interest equivalent rate - FAQ Link
† Secured on fixed charge (e.g. property) and/or floating charge