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Self-Certified Sophisticated Investor

A self-certified sophisticated investor is an individual who has signed, within the period of twelve months ending with the day on which the communication is made, a statement in the following terms:  

I declare that I am a self-certified sophisticated investor for the purposes of the restriction on promotion of P2P agreements or P2P portfolios. I understand that this means: 

  1. I can receive promotional communications made by a person who is authorised by the Financial Conduct Authority which relate to investment activity in P2P agreements or P2P portfolios;
  2. the investments to which the promotions will relate may expose me to a significant risk of losing all of the property invested.

I am a self-certified sophisticated investor because at least one of the following applies:

(a) I am a member of a network or syndicate of business angels and have been so for at least the last six months prior to the date below;
(b) I have made more than one investment in P2P agreements or P2P portfolios in the two years prior to the date below;
(c) I am working, or have worked in the two years prior to the date below, in a professional capacity in the provision of finance, resulting in an understanding of the P2P agreements or P2P portfolios to which the promotions will relate.;
(d) I am currently, or have been in the two years prior to the date below, a director of a company with an annual turnover of at least £1 million.

I accept that the investments to which the promotions will relate may expose me to a significant risk of losing all of the money or other property invested. I am aware that it is open to me seek advice from someone who specialises in advising on P2P agreements or P2P portfolios.