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Unallocated (Committed funds in the Pool)

What happens with unallocated funds?

There may be times where the Pool is over-subscribed meaning the invested amount in the Pool is larger than the total loan amount.

This can happen if the total loan amount reduces due to a loan repayment.

Your account will show the unallocated funds you have waiting to be deployed but as these funds are committed to your investment in the Pool, they cannot be withdrawn.

These funds will be placed into new deals in the pool when they become available. You will continue to earn interest on your investment but as per our T&Cs we reserve the right to return these funds to you and stop paying any further interest.