Everyday/Retail or Restricted Investors are those who do not have much experience because this is their first or second investment on a P2P platform. (Investor Declaration)
Please have a look at the video link below to see how to complete the Investor declaration form.
“RESTRICTED INVESTOR STATEMENT"
Putting all your money into a single business or type of investment is
risky. Spreading your money across different investments makes you less
dependent on any one to do well.
You should not invest more than 10% of your net assets in high-risk investments.
Doing so could expose you to significant losses.
For the purposes of this statement, net assets do NOT include: your home
(primary residence), your pension (or any pension withdrawals) or any rights
under qualifying contracts of insurance.
For the purposes of this statement high-risk investments are: peer-to-peer (P2P)
loans; investment based crowdfunding; and unlisted debt and equity (such as in
companies not listed on an exchange like the London Stock Exchange).
risky. Spreading your money across different investments makes you less
dependent on any one to do well.
You should not invest more than 10% of your net assets in high-risk investments.
Doing so could expose you to significant losses.
For the purposes of this statement, net assets do NOT include: your home
(primary residence), your pension (or any pension withdrawals) or any rights
under qualifying contracts of insurance.
For the purposes of this statement high-risk investments are: peer-to-peer (P2P)
loans; investment based crowdfunding; and unlisted debt and equity (such as in
companies not listed on an exchange like the London Stock Exchange).
Please confirm whether you qualify as a restricted investor on the basis that A
and B apply to you.
and B apply to you.
A) In the past twelve months have you invested less than 10% of your net assets
in high-risk investments (as defined above)?
in high-risk investments (as defined above)?
- Yes (I have invested less than 10% of my net assets)
- No (I have invested more than 10% of my net assets)
have you invested in high-risk investments (as defined above)? _____________
and
B) In the next twelve months do you intend to limit your investment in high-risk
investments (as defined above) to less than 10% of your net assets?
- Yes (I intend to invest less than 10% of my net assets)
- No (I intend to invest more than 10% of my net assets)
If yes, in the next twelve months roughly what percentage of your net
assets do you intend to invest in high-risk investments (as defined above)?
_____________
I accept that being a restricted investor will expose me to promotions for
investment where there is a risk of losing all the money I invest. I am aware
that it is open to me seek professional advice before making any investment in a
high-risk investment.
Signature:
Date: